NEW WAYS OF MONEY LAUNDERING IN CYBERCRIMES

Abstract

The article considers modern methods used for laundering criminally obtained funds in the course of committing cybercrimes, and substantiates the necessity to amend the current criminal and administrative legislation for transferring bank card or SIM card numbers to third parties as for the droppers themselves. Since these tools play a key role in hiding traces of crime and money laundering. The article describes the role of droppers and droppers as part of an organized criminal group, as well as criminal schemes that are used to find droppers in the virtual sphere by placing advertisements for employment (obtaining “easy” earnings) or by finding them offline (through acquaintances, among persons with alcohol addiction or persons of no fixed abode). In addition, the article discusses types of dropships or money mules with examples of peculiarities of this or that category. A comparative legal analysis of foreign legislation on liability for the transfer of payment card or SIM card number to third parties (PRC, France, Germany) is made, as well as the practical experience of the PRC in combating money laundering.